I spotted three types of chocolate side by side in my kitchen. My curiosity took over, and I decided to combine them with bananas for an afternoon baking experiment. That moment shifted my view on sweet loaves forever. My taste buds admired how each slice balanced cocoa goodness and soft banana sweetness. Friends still tease me about the excited grin on my face after the first bite. The name may sound indulgent, yet this Triple Chocolate Banana Bread feels surprisingly comforting. I like making it whenever I want a break from ordinary desserts.

Why Three Types of Chocolate Add a Special Touch
My own kitchen trials have convinced me that semi-sweet, milk, and dark chocolate each bring something unique to a banana batter. Semi-sweet chips provide a bold cocoa element. Milk chocolate chips offer a mellow sweetness. Dark chocolate on top or drizzled over the loaf introduces a final flourish that melts across the crust. My father always says bananas pair with chocolate like two old friends at a cozy café. That image comes to mind whenever I mash bananas for this recipe.
Gathering the Essential Ingredients for a Chocolatey Base

A close friend once forgot to include cocoa powder in her banana bread, and she ended up with a sweet loaf that lacked the chocolate richness. This recipe begins with all-purpose flour, cocoa powder, baking soda, and salt.
Each of these plays a direct role in creating a balanced texture. Flour gives structure, cocoa powder intensifies the chocolate taste, baking soda helps the bread rise, and salt brings out the complexity in each sweet bite. My memory of that missing cocoa fiasco always reminds me to measure those dry ingredients carefully.

Combining Mashed Bananas and Simple Wet Elements
I had a few overripe bananas one weekend and decided to mash them with two kinds of sugar. That choice came from a casual discovery that blending granulated and brown sugar leads to more depth in flavor.
An extra moisture boost comes from a half cup of oil, though melted butter works if you want a richer undertone. Eggs and vanilla extract bring unity to everything. The act of whisking these liquids together sometimes calms me. I watch them transform into a smooth, silky base that later hugs the dry mixture.

Folding and Incorporating the Trio of Chocolates
I watch for that moment right after the dry and wet bowls meet. The batter starts thickening into a soft, chocolate-hued canvas, and that is the time to fold in those two kinds of chips.
I keep my strokes gentle so the finished loaf remains airy. A few extra chips or chopped chocolate on top add the final flourish. My nephew jokes that any loaf lacking a crunchy topping feels incomplete. For me, dark chocolate bits do the trick, especially after they melt in the oven’s warmth.
How to Achieve a Good Rise and Soft Texture
My early loaves sometimes came out dense. I learned that mixing the batter too much traps extra air, which leads to a tighter crumb. A few confident folds keep the flour from overworking, so the bread bakes into a delicate slice.
Preheating the oven to 350°F (175°C) ensures a steady temperature from the start. Pouring the batter into a greased or parchment-lined pan prevents sticking. Baking usually takes around 55–65 minutes, though I rely on a toothpick test near the end. A few moist crumbs on the toothpick mean the bread will stay tender.
Cool, Drizzle, and Slice for an Eye-Catching Finale
I let my loaf rest in the pan for several minutes before moving it to a rack to cool. Waiting feels challenging, especially when that chocolate aroma drifts through the house. Sometimes I go the extra mile and drizzle melted dark chocolate over the top. That little detail draws compliments from friends who see a glossy finish and taste an even greater chocolate depth. My mother calls that step an edible bow on a well-wrapped gift.
Storing and Enjoying Leftover Slices
Leftovers rarely last more than two days in my home. I store slices in an airtight container, which keeps them moist at room temperature. Freezing single slices works well if you need a quick snack for busy mornings. A short microwave warm-up revives the soft crumb. My cousin once mentioned that leftover slices taste even better with a smear of peanut butter or a scoop of vanilla ice cream.
Other Banana Bread Ideas for Your Collection
An interest in different banana bread twists inspired me to explore other blends. My experiments led me to try Dark Chocolate Hazelnut Banana Bread, which includes a subtle nutty crunch. Another option is the sweet and spiced Carrot Cake Banana Bread that brings an extra layer of flavor to the table. A personal favorite is the Mocha Chip Banana Breadfor a blend of coffee notes and chocolate chips. These recipes often bring a new twist to a familiar base.
Tips for Selecting Bananas and Chocolate Variations
I pick bananas that show speckles or brown patches. Overripe bananas mash more smoothly and contribute extra sweetness. These fruit additions also play well with different chocolate forms. Some people toss in white chocolate chips or swirl in nut butter for a different flavor accent. My sister occasionally likes a swirl of cream cheese filling for a contrast of tang against the cocoa. My approach remains simple: add components that feel right for your taste or mood that day.

Pairing This Loaf with Drinks and Spreads
My typical morning includes a slice of Triple Chocolate Banana Bread and a cup of coffee. The warmth of the drink mingles nicely with the soft texture of the bread. A friend once tried it with hot chocolate and was amazed by the double chocolate pairing. Whipped cream or a dollop of Greek yogurt can tame the sweetness. My personal experiment with strawberry jam once gave me a surprise: a bright fruity note on top of the chocolate and banana.
Bring Your Own Spin to This Triple Chocolate Creation
I know some folks who avoid nuts, so they skip that optional add-in. A few neighbors like to sprinkle in dried coconut flakes or shredded coconut for added texture. Part of the joy for me lies in the freedom to tweak a recipe without losing its essence. This bread truly adapts to a variety of tastes. My own spin changes from week to week, depending on what I have on hand or what I’m craving.
Pin, Share, and Connect
I hope you give this Triple Chocolate Banana Bread a spot on your kitchen counter. Please pin it to your dessert or breakfast board for later. Let me know in the comments how it turned out for you, or ask questions if something feels unclear. The fun part is seeing how each person adds personal touches and swaps.
Triple Chocolate Banana Bread Recipe
This rich and chocolatey banana bread combines the sweetness of ripe bananas with a trio of chocolates for a moist and flavorful loaf. It’s perfect for chocolate lovers and makes a delightful treat or snack.
Ingredients
- FOR THE DRY INGREDIENTS:
- 1 ¾ cups (220g) all-purpose flour
- ¼ cup (25g) unsweetened cocoa powder
- 1 teaspoon baking soda
- ½ teaspoon salt
- FOR THE WET INGREDIENTS:
- 3 large ripe bananas, mashed
- ½ cup (100g) granulated sugar
- ½ cup (100g) brown sugar
- ½ cup (120ml) vegetable oil (or melted butter)
- 2 large eggs
- 1 teaspoon vanilla extract
- FOR THE CHOCOLATE TRIO:
- ¾ cup (130g) semi-sweet chocolate chips
- ½ cup (90g) milk chocolate chips
- Optional: ¼ cup (30g) dark chocolate chips or chopped chocolate for topping
- OPTIONAL ADD-IN:
- ¼ cup (30g) chopped nuts (walnuts or pecans)
Instructions
- PREHEAT AND PREP: Preheat the oven to 350°F (175°C). Grease a 9x5-inch loaf pan with butter or nonstick spray, or line it with parchment paper for easy removal.
- MIX THE DRY INGREDIENTS: In a large mixing bowl, whisk together the all-purpose flour, unsweetened cocoa powder, baking soda, and salt until well combined. This ensures even distribution of the cocoa powder for a rich chocolate flavor.
- PREPARE THE WET INGREDIENTS: In a separate bowl, mash the ripe bananas until smooth. Stir in the granulated sugar, brown sugar, vegetable oil, eggs, and vanilla extract. Whisk until the mixture is fully combined and smooth.
- COMBINE WET AND DRY INGREDIENTS: Add the wet ingredients to the dry ingredients. Using a spatula, gently fold the batter until just combined. Avoid overmixing to ensure the bread remains tender and moist.
- ADD THE CHOCOLATE: Fold in the semi-sweet chocolate chips, milk chocolate chips, and chopped nuts if using. Pour the batter into the prepared loaf pan, spreading it evenly and smoothing the top. Optionally, sprinkle the dark chocolate chips or chopped chocolate over the top for added flavor.
- BAKE: Bake in the preheated oven for 55–65 minutes, or until a toothpick inserted into the center comes out with a few moist crumbs. Avoid overbaking to maintain the bread’s soft texture and chocolatey richness.
- ADD THE CHOCOLATE DRIZZLE (OPTIONAL): Once the bread has cooled, melt the dark chocolate chips or chopped chocolate. Drizzle the melted chocolate over the top of the loaf and allow it to set before slicing and serving.
Notes
For best results, use very ripe bananas as they add natural sweetness and enhance the flavor. If you prefer, you can substitute the vegetable oil with melted butter for a slightly richer taste. This bread keeps well at room temperature for up to 3 days when stored in an airtight container. You can also freeze slices individually for up to 3 months.
Nutrition Information
Yield
10Serving Size
1Amount Per Serving Calories 182Total Fat 5gSaturated Fat 2gTrans Fat 0gUnsaturated Fat 2gCholesterol 38mgSodium 250mgCarbohydrates 32gFiber 2gSugar 10gProtein 4g

Is there anyone that you could refer me to that would bake me a Yule log
artieevelyn@gmail.com
I’m not able to point you to a specific baker, but a good place to start is a local bakery that handles custom holiday cakes. Many of them offer Yule logs this time of year, and they can match the style you want 😊. If you call ahead, they can usually walk you through sizes and decoration options.