This chocolate coconut fudge recipe combines a smooth chocolate base, a creamy coconut layer, and a glossy top, all without refined sugar. It uses keto-friendly and low carb ingredients to create a healthy coconut fudge that satisfies sweet cravings without breaking your macros. The texture holds its shape straight from the fridge, and the flavor sits between a chocolate truffle and a coconut candy bar.

Using a firm ratio of fat to solids in each layer creates clean edges and prevents smearing when sliced. The base relies on chocolate and almond butter. The middle holds because of the shredded coconut and coconut cream. The top layer sets cleanly thanks to the chocolate-coconut oil blend. Timing matters, but structure starts with ingredient balance.
Chocolate chips alone don’t give a stable enough base. Almond butter thickens and stabilizes without adding sugar. For the coconut layer, the key is using just enough coconut cream. Too much makes it mushy. I go for a 4-to-1 coconut-to-cream ratio by volume. That gives firmness without sacrificing moisture.
Ingredients and Why They Work
The chocolate base starts with sugar-free dark chocolate chips. Look for those with at least 70% cocoa if you’re not going sugar-free. Coconut oil thins the chocolate for smoother spreading and helps it firm up when chilled. Almond butter adds structure and richness. I use natural unsweetened almond butter, but peanut butter works too.
The coconut layer uses unsweetened shredded coconut, not flaked or sweetened. Coconut cream gives body and richness. It’s thicker than coconut milk and needs to be scooped from the top of a chilled can. The sweetener needs to be powdered erythritol or monk fruit to avoid graininess. Vanilla softens the flavor, and the salt cuts any sharp aftertaste.
For the top, melted chocolate chips and coconut oil finish the look. You can swirl the top if you like a textured finish, or smooth it for a clean slice. I usually swirl it with a spoon while it’s still glossy.
Try these Brown Butter Coconut Blondies if you’re in the mood for another coconut-forward treat
The Role of Coconut Cream

Coconut cream can be tricky. It must be cold before you scoop it. If it’s warm, the liquid part blends in and thins the mixture too much. I always refrigerate the can overnight and open from the bottom to drain the liquid first.
You’ll know it’s the right texture when the coconut mixture holds together in clumps but doesn’t feel oily. If it’s too crumbly, add a half-teaspoon more cream. If it’s too loose, add more shredded coconut by the tablespoon.
For something creamy but without layers, the Coconut Rice Pudding on the blog uses a similar principle of thickened coconut without added starch
Step-by-Step Visual Cues

Start by lining your pan with parchment, with enough overhang on all sides. Melt the base in 30-second bursts. Stir after each until smooth. It shouldn’t be runny just pourable. Pour and level the base, then freeze until set.
The coconut layer should look like sticky paste. Spread it gently with a spatula to avoid disturbing the chocolate underneath. Freeze again. For the top layer, melt the chocolate and oil just until smooth. Pour over and tilt the pan to level it.
Chill everything again. You’ll know it’s ready when the top looks matte, not glossy. A soft tap with a fingertip should leave no mark. If it’s tacky, give it ten more minutes.

How to Know When It’s Ready
Once chilled, the fudge should lift out of the pan cleanly using the parchment. A warm knife slices through with minimal resistance. If it crumbles, the coconut layer may have been too dry. If it sticks, the top layer likely needed more chill time.
Cut it into 16 squares for clean portions. I usually wipe the knife with a damp towel between slices.
Fixes for Common Problems
If your fudge base separates, the almond butter may have been too oily. Stir it well before measuring next time.
If your coconut layer feels dry or falls apart, try using the thicker part of the coconut cream only. Shake the can less.
If the chocolate top won’t spread easily, the chocolate may be overheated. Melt it slower and stir more.
Too soft overall? Freeze it instead of chilling in the fridge.
Easy Recipe Variations
Swirl peanut butter into the base if you want extra depth. Use macadamia butter instead of almond for a richer texture. Add 1 tablespoon of chopped nuts to the coconut layer for crunch. Or dust the top with unsweetened cocoa powder before chilling.
Want something more brownie-like? Try the Keto Brownies here.
Storage and Serving
This fudge holds up for 10 days in the fridge in a closed container. It gets firmer in the freezer, where it lasts up to 2 months. I prefer to eat it straight from the fridge. Let frozen slices sit at room temperature for 10 minutes before serving.
You can re-chill leftovers without losing texture. I wouldn’t microwave it though it melts quickly.
My Testing Notes
Use parchment with generous overhang for clean lifting. Avoid chocolate chips with fillers like soy lecithin—they don’t melt smoothly. Keep your coconut cream thick and cold. Freeze between steps, not just chill.
If your kitchen runs warm, chill your mixing bowls first. That helps the coconut layer set faster.
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Save this Chocolate Coconut Fudge recipe to your Pinterest boards so you always have a quick low carb chocolate dessert ready. Let me know in the comments if you made any changes or need help troubleshooting. I always read and reply.
Chocolate Coconut Fudge
This chocolate coconut fudge recipe is rich, creamy, and made with simple fudge ingredients for a decadent yet guilt-free treat. Perfect for a keto or low carb lifestyle, it delivers bold flavor with every bite. Whether you’re looking for healthy coconut fudge, a quick low carb chocolate fix, or new ideas for homemade fudge recipes, this one is a satisfying, no-fuss dessert that fits into any sugar-conscious diet. A must-try for fans of fudge recipes with a coconut twist.
Ingredients
- FOR THE CHOCOLATE BASE:
- 1 cup sugar-free dark chocolate chips (or 70–85% dark chocolate)
- 2 tbsp coconut oil
- 1/4 cup almond butter or peanut butter (unsweetened)
- FOR THE COCONUT LAYER:
- 1 cup unsweetened shredded coconut
- 1/4 cup coconut cream (the thick part from a chilled can)
- 2 tbsp coconut oil, melted
- 2 tbsp powdered erythritol or monk fruit sweetener
- 1/2 tsp vanilla extract
- Pinch of salt
- FOR THE CHOCOLATE TOP:
- 3/4 cup sugar-free dark chocolate chips
- 1 tbsp coconut oil
Instructions
- PREPARE THE CHOCOLATE BASE: Line an 8x8-inch baking pan with parchment paper, leaving extra on the sides to help lift the fudge later. In a microwave-safe bowl, combine 1 cup of chocolate chips, 2 tablespoons of coconut oil, and almond butter. Microwave in 30-second intervals, stirring between each, until the mixture is melted and smooth, about 1 to 1.5 minutes total. Pour into the lined pan and spread evenly. Freeze for 15 to 20 minutes until firm.
- MAKE THE COCONUT LAYER: While the base chills, stir together shredded coconut, coconut cream, melted coconut oil, powdered sweetener, vanilla extract, and a pinch of salt until a thick paste forms. Once the base is firm, spread the coconut mixture evenly over it and gently press it down with a spatula. Freeze again for 15 minutes.
- ADD THE CHOCOLATE TOP: In a small microwave-safe bowl, melt the remaining 3/4 cup chocolate chips with 1 tablespoon coconut oil, using the same 30-second interval method. Stir until completely smooth. Pour over the chilled coconut layer and gently tilt the pan to spread evenly. For texture, use a spoon to create a swirled effect if desired.
- CHILL AND SET: Place the pan in the refrigerator for 30 to 45 minutes until the top layer is fully set. Once set, lift the fudge out of the pan using the parchment overhang and cut into 16 even squares.
Notes
Store in an airtight container in the refrigerator for up to 10 days. For firmer texture, store in the freezer and thaw slightly before serving. Use high-quality chocolate for best results.
Nutrition Information
Yield
16Serving Size
1Amount Per Serving Calories 340Total Fat 26gSaturated Fat 19gUnsaturated Fat 7gCholesterol 2mgSodium 42mgCarbohydrates 25gFiber 5gSugar 17gProtein 3g
